Health Insurance Options for Consultants and Small Business Owners

I belong to the LinkedIn Editors and Writers group, and someone recently posted a question about healthcare options. Given that this is a topic that so many of us are interested in, I thought I’d post some of the resources the group listed. Note, I’ve not personally checked each of these.

  • Mark Stevens with Innovative Healthcare Concepts finds excellent and affordable policies for individuals (
  • The Editorial Freelancers Association has a few options for its members
  • The Freelancers Union
  • State insurance commissioner’s office — apparently federal law requires every state to have a state-administered plan for those who don’t otherwise qualify, although it costs more than individual plans (California Department of Insurance)
  •, a site maintained by the Georgetown Health Policy Institute, shows a map of the country and after clicking on a state, a document is downloaded that covers everything from what kinds of programs are available for small business owners to whether there’s a high-risk pool available for those who’ve been rejected by insurance providers
  • Small Business Service Bureau
  • The AARP, for those over 50
  • The Author’s Guild has some decent plans if you join up with them; membership costs $90/year' About Avery Horzewski

Principal of AVE Consulting, Avery is a marketing and customer communications consultant, and serves on WIC's board of directors as president. As a consultant, she works with companies of all sizes to develop compelling, persuasive, and effective customer-centric marketing and communication strategies that encompass everything from websites to social media to print collateral. Avery assumed the role of WIC president in January 2010, after overseeing the organization’s marketing, PR, social media, and website initiatives for three years.


  1. Thanks for posting this, Avery. We at WIC are asked quite frequently about health insurance.The bottom line is that we have not been able to find a way to offer affordable and comprehensive insurance options to our members. With this type of offering, the larger and more diversified the group, usually the better the coverage options.

    We encourage you to checkout these other options and please let us know what you find.


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